Ohio’s Fintech Ecosystem: 15 Innovative Companies Shaping the Future of Finance

The financial technology industry, commonly known as FinTech, has been revolutionizing the way we handle money, payments, investments, and more. Ohio has been quietly building its own vibrant ecosystem of innovative startups that are disrupting traditional finance and offering new solutions to consumers and businesses alike. In this article, we highlight 15 of the most interesting FinTech companies in Ohio that you should know about.

reAlpha: Making Short-Term Rentals Accessible to Everyday Investors

reAlpha’s mission is to democratize real estate investing by allowing everyday investors to participate in short-term rentals. By identifying and acquiring high-potential properties, reAlpha manages the rental process and returns profits to its investors. The platform is user-friendly, transparent, and secure, making real estate investing more accessible than ever before.

Neural Payments: Enabling Financial Institutions to Embrace Change

Neural Payments is a payment services provider that helps financial institutions adopt new payment technologies and methods. By leveraging its expertise in payment processing and security, Neural Payments provides customized solutions that improve payment speed, security, and convenience for both businesses and consumers.

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pay theory: Tailored Payments Platform for Family Tech SaaS Vendors

pay theory is a payments platform designed specifically for Family Tech SaaS vendors, such as education, healthcare, childcare, and children’s enrichment providers. The platform enables these vendors to accept payments easily and securely, while also offering features such as payment plans, automatic billing, and more.

Fleri: Connecting Migrants with Healthcare Back Home

Fleri is a cross-border health marketplace that connects global migrants with healthcare providers back in their home countries. By directly paying for healthcare services through the platform, migrants can save money and ensure their loved ones receive the care they need.

Payload: Automating Manual Payment Processes

Payload is a fintech platform that automates manual payment processes, reducing errors and saving time for businesses. By streamlining payment workflows, Payload enables businesses to focus on their core operations and improve their bottom line.

Vairt Inc.: Real Estate Liquidation and Fractional Investment Platform through Blockchain

Vairt is a real estate platform that leverages blockchain technology to enable fractional investment and liquidation of real estate assets. By allowing investors to purchase fractions of a property, Vairt democratizes real estate investment and makes it accessible to a wider audience.

b atomic: Empowering Independent Agents with Insurance Technology

b atomic is an insurtech startup that provides technology solutions to independent insurance agents. By leveraging data and automation, b atomic helps agents streamline their operations and provide better customer service.

GiftPocket: Reinventing Loyalty with Digital Gift Cards

GiftPocket is a marketplace that connects consumers with digital gift cards from their favorite brands. By offering a user-friendly digital wallet, GiftPocket makes it easy for consumers to purchase and manage gift cards, while also enabling brands to offer personalized promotions and rewards.

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Cyberium: Tokenizing Everything

Cyberium is a fintech startup that aims to tokenize all kinds of assets, from real estate to commodities to intellectual property. By leveraging blockchain technology, Cyberium enables fractional ownership and trading of these assets, unlocking new opportunities for investors and businesses.

Epoint: Digital Payment Aggregator and E-commerce Platform for SMEs

Epoint is a digital payment aggregator and e-commerce platform designed for small and medium-sized enterprises. By offering a range of payment options and e-commerce tools, Epoint helps SMEs grow their online presence and improve their bottom line.

721 Investment Systems: AI-Driven Investment Solutions

721 Investment Systems uses artificial intelligence and machine learning to offer personalized investment solutions to its clients. By analyzing market data and individual preferences, 721 Investment Systems enables investors to make informed decisions and achieve their financial goals.

Spurge Technologies: Providing Liquidity to Cryptocurrency Markets

Spurge Technologies is a fintech company that provides liquidity to cryptocurrency markets. By offering market-making services, Spurge Technologies helps increase trading volume and liquidity for cryptocurrency exchanges, enabling them to attract more users and grow their businesses.

Presta: Digital Lending Infrastructure for the Banking Industry

Presta provides digital lending infrastructure to banks, enabling them to offer better loan products and services to their customers. By leveraging technology and automation, Presta streamlines the lending process, reduces costs, and improves customer satisfaction.

CollegeCash: Helping College Students Reduce and Eliminate Student Loan Debt

CollegeCash is a fintech company that helps college students reduce and eliminate student loan debt. By offering personalized financial advice and tools, CollegeCash empowers students to make smarter financial decisions and achieve their goals without being burdened by student loans.

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Elite Global Investment: Trading Platform for Investments in Crude, Gold, Cryptocurrency, and Stocks

Elite Global Investment provides a trading platform for investments in crude, gold, cryptocurrency, and stocks. By offering a user-friendly interface and a range of investment options, Elite Global Investment enables investors to diversify their portfolios and make informed decisions based on market trends and data.


These 15 Ohio-based fintech companies are just a small sample of the innovative startups that are shaping the future of finance. From real estate investing to cross-border healthcare to digital payments and lending, these companies are leveraging technology to offer new solutions and democratize access to financial services. As the fintech ecosystem in Ohio continues to grow and evolve, we can expect even more exciting developments and opportunities for consumers and businesses alike.

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